Activus Wealth Ltd (“Activus”) provides wealth management advice to private individuals, families and trusts. Activus aims to offer an unparalleled level of service with high quality financial advice to a limited number of clients. A bespoke service is provided to each client encompassing financial & tax planning, private client investment advice, discretionary money management and fund management. The principals of Activus each have more than 30 years’ relevant experience. Activus has hitherto developed organically through friends, business acquaintances and client referrals rather than through advertising so it relies on providing a consistently high level of service. Their approach to investment management aims for capital preservation with high risk adjusted long term returns and their financial planning looks to maximise the use of allowances while minimising taxes paid.
MI Activus Wealth Funds (“the Funds”)
All Activus principals have substantially all of their investible liquid net worth invested in the MI Activus Wealth Funds and most clients have a substantial portion of their assets in the Funds. There are currently three sub-funds and both are managed along similar principles to those which Activus has applied in managing segregated accounts.
The MI Activus Diversified Fund aims to achieve capital growth after fees of at least the UK Consumer Price Index plus 2% per annum, over a 3 year period. The Fund is actively managed adopting a global multi-asset approach with a bias towards lower volatility assets such as alternatives and fixed income and the asset classes and geographical spread will vary over time. It will typically invest about 80% of the portfolio indirectly but at times the Investment Manager may decide to invest directly where it considers efficient to do so. Indirect exposure will be achieved through funds ( either actively managed or passive) , which could be collective investment schemes, exchange traded funds, investment companies or investment trusts, anywhere in the world and in any sector (and may be funds managed by the authorised corporate director or other third party managers). Investment, whether indirect or direct, will be into a diversified portfolio selected from the following: shares of companies (equities), fixed income securities (such as bonds), money market instruments, currencies, deposits, cash and near cash investments and derivatives and indirectly only in commodities, infrastructure, private equity and real estate. The fixed income securities can be investment grade (meet a certain level of credit rating by a credit rating agency) or they may be sub-investment grade or unrated (and hence more likely to fail than investment grade bonds). Derivatives may be used both for limited investment purposes and for Efficient Portfolio Management.
The MI Activus Opportunity Fund aims to achieve a higher risk-adjusted rate of return on capital than global equity indices. The portfolio will be constructed using a global multi-asset approach and no formal benchmark will be adopted. It will invest in collective investment schemes, listed investment companies and Exchange Traded Funds giving indirect exposure to a diversified range of asset classes. These asset classes will vary over time depending on the manager’s view of potential future return due to relative value and pricing inefficiencies, but will be selected from the following: equities, fixed income, private equity, currencies, commodities, real estate and alternative investment strategies. The Fund may also invest in other transferable securities, including derivatives which may be used both for investment purposes and for Efficient Portfolio Management.
The MI Activus Investment Fund aims to achieve capital growth and an annual return (before fees) of at least the Bank of England base rate plus 5% with lower volatility than global equity market indices. The portfolio will be diversified at all times in order to spread risk and reduce volatility. It will invest in a range of asset classes both directly and through other investment funds and exchange traded funds. The Fund may also invest in other transferable securities, including derivatives which may be used both for investment purposes and for Efficient Portfolio Management.
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