Canaccord Genuity Wealth Limited

Canaccord Wealth is one of the top 10 UK wealth managers (by assets under management), serving clients with nationwide offices and international investment teams. Canaccord Wealth is part of Canaccord Genuity Group Inc., a leading independent, full-service financial services firm headquartered in Vancouver, Canada, with operations in the US, UK, Europe, Asia and Australia. In the UK, Canaccord Wealth focuses on delivering integrated wealth management, including investment management and financial planning services, to clients in the UK and crown dependencies.

Funds

MI Canaccord Wealth Risk Profile 3 Fund

The Fund aims to preserve capital and deliver returns in line with the UK Consumer Price Index plus 2% (after fees), over a five year investment period, by investing in a range of other funds.

The Fund will comprise, a balanced blend of actively and passively managed investments. The portfolio may include equity funds, bond funds, alternative funds as classified by the Investment Manager, such as property funds, commodity funds and absolute return funds. Overall, the Fund will have a maximum equity weighting of 30% and a maximum bond weighting of 70%.

The Investment Manager has a base strategic asset allocation for this Fund of 20% to equities, the Investment Manager can deviate from this base allocation by 10% either side.

Bonds are like loans that pay a fixed or variable rate of interest issued by governments, companies and other large organisations worldwide.

The Fund may invest up to 40% of its assets in passive investments where this is economical or a more efficient way to obtain an exposure that the Fund is seeking.

The growth of the Fund may be constrained by remaining within the Fund’s risk profile.

The Fund may invest into funds managed by the ACD or an Associate of the ACD.

The Fund will only use derivatives (financial instruments whose value is linked to the rise and fall of other assets) for the purposes of efficient portfolio management, with the aim of managing risk and cost.

The Investment Manager monitors the risk profile of the Fund using third-party external risk assessment tools and seeks to ensure that the risk profile of the Fund remains appropriate to its investment objectives and risk appetite of its investors. Risk parameters are reviewed periodically by the Investment Manager to ensure that the risk profile of the Fund is consistent with the risk profile of the MI Canaccord Wealth Risk Profile Fund range.

This Fund sits in a range where the exposure to equity-based investment progressively increases. This Fund is 3 out of a range of 3-7. Please note that the method used in the calculation of this Fund’s risk profile is different from, and unrelated to, that used for the risk ranking that appears in the 'Risk and reward profile' in the Fund's KIIDs.

MI Canaccord Wealth Risk Profile 4 Fund

The Fund aims to preserve capital and deliver returns in line with the UK Consumer Price Index plus 3% (after fees), over a seven year investment period, by investing in a range of other funds.

The Fund will comprise, a balanced blend of actively and passively managed investments. The portfolio may include equity funds, bond funds, alternative funds as classified by the Investment Manager, such as property funds, commodity funds and absolute return funds. Overall, the Fund will have a maximum equity weighting of 50% and a maximum bond weighting of 57.5%.

The Investment Manager has a base strategic asset allocation for this Fund of 40% to equities, the Investment Manager can deviate from this base allocation by 10% either side.

Bonds are like loans that pay a fixed or variable rate of interest issued by governments, companies and other large organisations worldwide.

The Fund may invest up to 40% of its assets in passive investments where this is economical or a more efficient way to obtain an exposure that the Fund is seeking.

The growth of the Fund may be constrained by remaining within the Fund’s risk profile.

The Fund may invest into funds managed by the ACD or an Associate of the ACD.

The Fund will only use derivatives (financial instruments whose value is linked to the rise and fall of other assets) for the purposes of efficient portfolio management, with the aim of managing risk and cost.

The Investment Manager monitors the risk profile of the Fund using third-party external risk assessment tools and seeks to ensure that the risk profile of the Fund remains appropriate to its investment objectives and risk appetite of its investors. Risk parameters are reviewed periodically by the Investment Manager to ensure that the risk profile of the Fund is consistent with the risk profile of the MI Canaccord Wealth Risk Profile Fund range.

This Fund sits in a range where the exposure to equity-based investment progressively increases. This Fund is 4 out of a range of 3-7. Please note that the method used in the calculation of this Fund’s risk profile is different from, and unrelated to, that used for the risk ranking that appears in the 'Risk and reward profile' in the Fund's KIIDs.

MI Canaccord Wealth Risk Profile 5 Fund

The Fund aims to preserve capital and deliver returns in line with the UK Consumer Price Index plus 4% (after fees), over a ten year investment period, by investing in a range of other funds.

The Fund will comprise, a balanced blend of actively and passively managed investments. The portfolio may include equity funds, bond funds, alternative funds as classified by the Investment Manager, such as property funds, commodity funds and absolute return funds. Overall, the Fund will have a maximum equity weighting of 70% and a maximum bond weighting of 42.5%.

The Investment Manager has a base strategic asset allocation for this Fund of 60% to equities, the Investment Manager can deviate from this base allocation by 10% either side.

Bonds are like loans that pay a fixed or variable rate of interest issued by governments, companies and other large organisations worldwide.

The Fund may invest up to 40% of its assets in passive investments where this is economical or a more efficient way to obtain an exposure that the Fund is seeking.

The growth of the Fund may be constrained by remaining within the Fund’s risk profile.

The Fund may invest into funds managed by the ACD or an Associate of the ACD.

The Fund will only use derivatives (financial instruments whose value is linked to the rise and fall of other assets) for the purposes of efficient portfolio management, with the aim of managing risk and cost.

The Investment Manager monitors the risk profile of the Fund using third-party external risk assessment tools and seeks to ensure that the risk profile of the Fund remains appropriate to its investment objectives and risk appetite of its investors. Risk parameters are reviewed periodically by the Investment Manager to ensure that the risk profile of the Fund is consistent with the risk profile of the MI Canaccord Wealth Risk Profile Fund range.

This Fund sits in a range where the exposure to equity-based investment progressively increases. This Fund is 5 out of a range of 3-7. Please note that the method used in the calculation of this Fund’s risk profile is different from, and unrelated to, that used for the risk ranking that appears in the 'Risk and reward profile' in the Fund's KIIDs.

MI Canaccord Wealth Risk Profile 6 Fund

The Fund aims to preserve capital and deliver returns in line with the UK Consumer Price Index plus 4.5% (after fees), over a ten year investment period, by investing in a range of other funds.

The Fund will comprise, a balanced blend of actively and passively managed investments. The portfolio may include equity funds, bond funds, alternative funds as classified by the Investment Manager, such as property funds, commodity funds and absolute return funds. Overall, the Fund will have a maximum equity weighting of 90% and a maximum bond weighting of 27.5%.

The Investment Manager has a base strategic asset allocation for this Fund of 80% to equities, the Investment Manager can deviate from this base allocation by 10% either side.

Bonds are like loans that pay a fixed or variable rate of interest issued by governments, companies and other large organisations worldwide.

The Fund may invest up to 40% of its assets in passive investments where this is economical or a more efficient way to obtain an exposure that the Fund is seeking.

The growth of the Fund may be constrained by remaining within the Fund’s risk profile.

The Fund may invest into funds managed by the ACD or an Associate of the ACD.

The Fund will only use derivatives (financial instruments whose value is linked to the rise and fall of other assets) for the purposes of efficient portfolio management, with the aim of managing risk and cost.

The Investment Manager monitors the risk profile of the Fund using third-party external risk assessment tools and seeks to ensure that the risk profile of the Fund remains appropriate to its investment objectives and risk appetite of its investors.  Risk parameters are reviewed periodically by the Investment Manager to ensure that the risk profile of the Fund is consistent with the risk profile of the MI Canaccord Wealth Risk Profile Fund range.

This Fund sits in a range where the exposure to equity-based investment progressively increases.  This Fund is 6 out of a range of 3-7.  Please note that the method used in the calculation of this Fund’s risk profile is different from, and unrelated to, that used for the risk ranking that appears in the 'Risk and reward profile' in the Fund's KIIDs.

MI Canaccord Wealth Risk Profile 7 Fund

The Fund aims to preserve capital and deliver returns in line with the UK Consumer Price Index plus 5% (after fees), over a ten year investment period, by investing in a range of other funds.

The Fund will comprise a balanced blend of actively and passively managed investments. The portfolio may include equity funds, bond funds, alternative funds as classified by the Investment Manager, such as property funds, commodity funds and absolute return funds. Overall, the Fund will have a maximum equity weighting of 100% and a maximum bonds weighting of 10%.

The Investment Manager has a base strategic asset allocation for this Fund of 97.5% to equities, the Investment Manager can allocate between 87.5% to 100% to equities.

Bonds are like loans that pay a fixed or variable rate of interest issued by governments, companies and other large organisations worldwide.

The Fund may invest up to 40% of its assets in passive investments where this is economical or a more efficient way to obtain an exposure that the Fund is seeking.

The growth of the Fund may be constrained by remaining within the Fund’s risk profile.

The Fund may invest into funds managed by the ACD or an Associate of the ACD.

The Fund will only use derivatives (financial instruments whose value is linked to the rise and fall of other assets) for the purposes of efficient portfolio management, with the aim of managing risk and cost.

The Investment Manager monitors the risk profile of the Fund using third-party external risk assessment tools and seeks to ensure that the risk profile of the Fund remains appropriate to its investment objectives and risk appetite of its investors.  Risk parameters are reviewed periodically by the Investment Manager to ensure that the risk profile of the Fund is consistent with the risk profile of the MI Canaccord Wealth Risk Profile Fund range.

This Fund sits in a range where the exposure to equity-based investment progressively increases.  This Fund is 7 out of a range of 3-7.  Please note that the method used in the calculation of this Fund’s risk profile is different from, and unrelated to, that used for the risk ranking that appears in the 'Risk and reward profile' in the Fund's KIIDs.

MI Canaccord Wealth Global Equity Fund

The Fund aims to provide long term (a period of at least 5 years) income and capital growth.

The Fund will invest at least 80% directly in a diversified portfolio of global equities in any sector and which are traded on a public exchange.

Global equities are defined as those that are issued by companies domiciled in, or that have a significant part of their activities in developed countries. Developed countries are defined as those classified by the International Monetary Fund as ‘Advanced Economies’. Whilst the Fund can invest globally in Developed countries, there may be times where investment is more heavily weighted to a particular country or region due to market conditions.

The Fund may also invest in collective investment schemes, exchange traded funds, investment companies or investment trusts, anywhere in the world and in any sector (and may be funds managed by the ACD or other third party managers).

The Fund may also invest (at the Investment Managers’ discretion) in Emerging Market equities (either directly or indirectly). Emerging Market equities are defined as those that are issued by companies domiciled in, or that have a significant part of their activities in Emerging countries. Emerging countries are defined as those classified by the International Monetary Fund as ‘Emerging and Developing Economies’. The exposure to Emerging Market equities will not exceed 20%. The Fund may additionally invest in a range of other investments, including other transferable securities (including government bonds and corporate bonds), money market instruments, depositary receipts and cash and near cash.

The Fund may invest in derivatives for the purposes of hedging with the aim of reducing the risk profile of the Fund in accordance with the principles of Efficient Portfolio Management. Efficient Portfolio Management is a technique used by the Investment Manager to reduce risk and cost in the Fund, including through hedging (to manage currency exposure) or to generate extra income or growth in line with the risk profile of the Fund.